Insurance Providers > AutoHomeHealthLife.com 2007 Comparison Chart

 

CNA

Farmers

Geico

Great American

Hartford

Mercury

Nationwide

Progressive

State Farm

Allstate

Esurance

Liberty Mutual

Prudential

Safeco

Amica

Chubb

Kemper

Horace Mann

Reputation

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

A.M. Best rating

A

A

A++

A

A+

A+

A+

A+

A++

A+

A

A

A+

A

A++

A++

A

A-

Year founded

1897

1928

1936

1872

1810

1962

1925

1937

1922

1931

2004

1912

1875

1923

1907

1882

1926

1945

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Convenience

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Monthly payments?

X

X

X

X

X

X

X

X

X

X

X

X

X

X

X

X

X

X

Credit cards accepted?

X

X

X

X

X

X

X

X

X

X

X

X

X

X

X

X

X

X

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Online Services

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Get quotes?

 

X

X

 

X

X

 

X

X

X

X

X

X

X

X

 

 

 

Compare prices?

 

 

 

 

 

 

 

X

 

 

X

 

 

 

 

 

 

 

Buy policy?

 

 

X

 

 

 

 

X

X

 

X

 

 

X

X

 

 

 

Manage policy?

 

X

X

X

X

 

X

X

 

 

X

X

 

X

X

X

 

X

Pay?

 

X

X

 

X

X

X

X

X

X

X

X

 

X

X

X

 

X

Submit claims?

 

X

X

 

X

 

X

X

X

X

X

X

 

 

X

X

 

X

Track claims?

 

X

X

 

X

 

X

X

 

X

 

X

 

X

X

 

 

 
                                     

Types of Coverage:

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Automobile

 

X

X

 

X

X

X

X

X

X

X

X

 

X

X

X

X

X

Health

X

 

 

X

 

 

X

 

X

 

 

 

 

 

 

 

 

 

Life

 

X

 

X

X

 

X

 

X

X

 

X

X

 

X

 

 

X

Home / Property

X

X

X

 

X

X

X

 

X

X

X

X

 

X

X

X

X

X

Mobile home

 

X

X

 

 

 

 

 

X

X

 

X

 

X

X

 

 

 

RV

 

X

 

 

 

 

X

X

X

X

 

X

 

X

 

 

 

 

Motorcycle

 

X

X

 

 

 

X

X

X

X

 

X

 

X

 

 

 

 

Boat

X

X

X

 

 

 

X

X

X

X

 

X

 

X

 

X

X

 

ATV

 

X

X

 

 

 

 

X

X

X

 

X

 

 

 

 

 

 

Financial products

 

X

 

 

 

 

X

 

X

X

 

X

X

 

 

 

 

 
                                     
Sample Auto premiums*   2214 1837   3517 1230 1667 2602 2557 2103 2218 2319   1402 1665   1371 1560
Sample Auto premiums**   5386 4307   5409 2990 3429 4226 5194 5833 4916 5635   4215 4017   4664 4972
Sample Homeowners Insurance premiums†   1733     1045 1016 1728   1904 1973   1706   1189 1344 2056 1184 1280
Sample Homeowners Insurance premiums††   1708     2246 1096 2096   2532 1730 2171     1285 1452 3025 1364 1513
2005 justified complaint ratios Auto insurance‡   4.9 4.1   9 4.9 7.4 5.6 1.6 1.8 8.4 2.7   4.5     3.2  
2005 justified complaint ratios Homeowners insurance‡   4.2     0 4.1 0   1.9 4.9   2   1.5 5.7 6.3 1.5  

* Standard Auto Coverage, Contra Costa-Concord, Male holds a drivers license for 9-15 years drives Ford Explorer 7,600-10,000 miles/year and has 1 traffic ticket
** Standard Auto Coverage, Los Angeles-Santa Monica, Married couple drive 9,000-16,000 miles/year and both have 1 traffic ticket each and no accidents
† Homeowners Insurance, $1000 deductible, age of home 26-40 years, Contra Costa-Concord, amount of coverage $400,000
†† Homeowners Insurance, $2500 deductible, age of home 26-40 years, Los Angeles Santa Monica, amount of coverage $400,000
‡ A justified complaint ratio is based on the number of justified complaints per 100,000 policies or exposures as determined by the California Department of Insurance