| Reputation: |
A.M. Best rating |
Year founded |
Convenience: |
Monthly payments? |
Credit cards accepted? |
| |
A+ |
1962 |
|
 |
|
| Online Services: |
Get quotes? |
Compare prices? |
Buy policy? |
Manage policy? |
Pay? |
Submit claims? |
Track claims? |
| |
|
|
|
|
|
|
|
| Coverage Types: |
Auto |
Health |
Life |
Property |
Mobile Homes |
RV |
Motorcycle |
Boat |
ATV |
Financial Products |
| |
|
|
|
|
|
|
|
|
|
|
| Sample Auto premiums* |
Sample Auto premiums** |
Sample Property Insurance premiums† |
Sample Property Insurance premiums†† |
2005 justified complaint ratios Auto insurance‡ |
2005 Justified complaint ratios Homeowners insurance‡ |
| $1,230 |
$2,990 |
$1,016 |
$1,096 |
4.9 |
4.1 |
Auto insurance has become a very important aspect that few can ignore. By taking Mercury auto insurance, your financial liability is reasonably reduced. Mercury insurance will pay a percentage of your medical expenses if you are injured in an accident and also a fixed amount if your car is stolen or damaged. The percentage that Mercury Insurance Company pays will depend on the type of policy taken, whether you are at fault, your driving history and other conditions.
Mercury Insurance also offers discounted combination policies that will cover your home and your vehicle. The company also insures businesses and commercial establishments vehicles.
Mercury auto insurance has a strong online insurance program that allows you to search for the right product that suits your budget. There is no point in saddling yourself with extra and expensive cover and the online calculator gives you an instant quote with recommendations. With divisions in many states, Mercury auto insurance that can be accessed online, the work is done faster. It has reasonably priced premiums and the company is reputed to settle claims quickly.
Nowadays, suing does not seem to require much persuasion. For instance, if a mailman or a pizza delivery person trips and falls on your side walk, then the injured people can sue you for a sizeable amount. If your dog attacks and injures your neighbor, you can be sued for damages. The Umbrella cover from Mercury Insurance will protect you against such unfortunate accidents. The cover ranges from a few hundred dollars to a few million and will provide for payment if your house is damaged or some one is injured in your house or business.
Another very useful cover given by the Mercury auto insurance is the mechanical breakdown cover that pays for repair at licensed repair shops, trip interruption, service charges, tire protection coverage and rental car coverage. A limit is not set for the number of claims that can be filed.
Mercury insurance also has a policy called the personal injury protection policy. Subscribers to this policy are paid a reasonable amount in case of an accident. You are paid a certain amount for loss of income, medical expenses and others.
With trained underwriting staff that examines the validity of claims, false and spurious incidents and injuries are vetted out.
* Standard Auto Coverage, Contra Costa-Concord, Male holds a drivers license for 9-15 years drives Ford Explorer 7,600-10,000 miles/year and has 1 traffic ticket
** Standard Auto Coverage, Los Angeles-Santa Monica, Married couple drive 9,000-16,000 miles/year and both have 1 traffic ticket each and no accidents
† Homeowners Insurance, $1000 deductible, age of home 26-40 years, Contra Costa-Concord, amount of coverage $400,000
†† Homeowners Insurance, $2500 deductible, age of home 26-40 years, Los Angeles Santa Monica, amount of coverage $400,000
‡ A justified complaint ratio is based on the number of justified complaints per 100,000 policies or exposures as determined by the California Department of Insurance
|
Farmer 
