Reputation: |
A.M. Best rating |
Year Founded |
Convenience: |
Monthly payments? |
Credit cards accepted? |
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A |
1923 |
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Online Services: |
Get quotes? |
Compare prices? |
Buy policy? |
Manage policy? |
Pay? |
Submit claims? |
Track claims? |
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| Coverage Types: |
Auto |
Health |
Life |
Property |
Mobile Homes |
RV |
Motorcycle |
Boat |
ATV |
Financial Products |
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| Sample Auto premiums* |
Sample Auto premiums** |
Sample Homeowners Insurance premiums† |
Sample Homeowners Insurance premiums†† |
2005 justified complaint ratios Auto insurance‡ |
2005 Justified complaint ratios Homeowners insurance‡ |
| $1,402 |
$4,215 |
$1,189 |
$1,285 |
4.5 |
1.5 |
Auto, homeowners, and small business plans are the main focus for Safeco. Their network of independent agents and brokers extends nationally. For Safeco, their biggest aim is making the process of purchasing insurance a smooth one for the customer. For online queries, the response time is usually within a few minutes’ time.
For autos, there are three ways to secure insurance: working with a representative, applying for a quote online, or calling 1-800-4-Safeco. Under their Auto plans are Classic Car, Motorcycle Coverage, and Recreational Vehicles.
Safeco’s Homeowners Insurance policy is very comprehensive. They understand that the home is a large investment and must be protected with a solid and reliable plan. Their coverage is specifically for unexpected damage and routine maintenance is not covered. Using their online information, Safeco offers important points for customers to discuss with their agents when choosing the coverage best suited for their needs.
Also available is Safeco’s Umbrella Insurance. Safeco emphasizes the importance of this as other liability limits on homeowners or auto insurance can be exhausted. Situations where Umbrella Insurance comes in handy when unexpected things happen on a homeowner’s property, such as is if a fire in a customer’s condo spreads to other units, the dog bites a neighbor’s child, or a customer’s car slips out of gear and rolls into the neighbor’s house. The biggest selling point of this plan is the cost which amounts to less than a dollar a day.
* Standard Auto Coverage, Contra Costa-Concord, Male holds a drivers license for 9-15 years drives Ford Explorer 7,600-10,000 miles/year and has 1 traffic ticket
** Standard Auto Coverage, Los Angeles-Santa Monica, Married couple drive 9,000-16,000 miles/year and both have 1 traffic ticket each and no accidents
† Homeowners Insurance, $1000 deductible, age of home 26-40 years, Contra Costa-Concord, amount of coverage $400,000
†† Homeowners Insurance, $2500 deductible, age of home 26-40 years, Los Angeles Santa Monica, amount of coverage $400,000
‡ A justified complaint ratio is based on the number of justified complaints per 100,000 policies or exposures as determined by the California Department of Insurance
Farmer 
